MERATIFFIN IS NOT RESPONSIBLE, NOR DOES MERATIFFIN REGULATE, PERSONAL INFORMATION COLLECTED BY ITS CUSTOMERS OR END USERS IN THE PERFORMANCE OF THEIR SERVICES THROUGH THE MERATIFFIN SERVICE. SUCH COLLECTION IS THE SOLE RESPONSIBILITY OF THE COLLECTOR, BE IT AN END USER OR CUSTOMER, AND IS GOVERNED BY THE POLICIES SET FORTH BY SUCH COLLECTOR. BY YOUR USE OF THE SERVICE YOU AGREE TO HOLD MERATIFFIN HARMLESS FROM ALL POTENTIAL COLLECTION OF INFORMATION BY ANY CUSTOMER OR USER OF THE SERVICE OUTSIDE THE CONTROL OF MERATIFFIN.
2. How and When Does the Company Use Non-Public Personal Information?
MERATIFFIN uses Razorpay or another third-party service provider to manage credit card processing. To facilitate MERATIFFIN’s global operations, we may transfer and access Customers Data and personal information from around the world, including the Republic of India. This Privacy Statement will be in force even if MERATIFFIN transfers such data or information to other countries.
MERATIFFIN may release your information if, at our sole discretion, we believe the release of your personal information is necessary to (a) comply with a legal obligation such as ant legal proceedings,(b) disputes and difference in the eyes of law and defends the rights of MERATIFFIN, (c) protect and defend the rights, property or safety of others, or (d) to protect against any legal liability. Additionally, your personal information may be shared in the event of a business transfer with your consent.
3. Customer and Third Party Service Provider Use of Information
4. Opting-out, Correcting and Updating Your Information
MERATIFFIN utilizes Email and Phone as a vital and primary communication channel with registered users of this Site. By providing us with your Email address and phone number, you grant MERATIFFIN (and its service providers) permission to communicate with you via Email or phone for any purposes MERATIFFIN determines to be relevant to your use of their services or your relationship with MERATIFFIN including, but not limited to, system and service messages, product updates, service announcements and other marketing messages. You may opt out of receiving any marketing messages that we may send to you.
Users who do not wish to receive marketing and non-transactional Emails are requested to login in to the Account in MERATIFFIN and use Account Preferences to manage their preferences. Users experiencing any problems logging in their account online can contact MERATIFFIN at the given contact information below. Users cannot unsubscribe from system or service messages, which contain important information about service notices and responsibilities. MERATIFFIN occasionally communicates with its users via Email/Push Notifications to provide information about requested services and regarding issues related to their account.
5. How Long Is Your Personal Information Retained?
We will retain your information as long as you maintain your account is active with us.
6. What Is “Aggregate Information” And What Does the Company Do With It?
Typically, as visitors browse our App and Website, our computers automatically collect information related to how certain features of our Website are used, the geographic region our visitors are contacting us from, and how many people visit our Website at any given time. We only use this information in the aggregate, which means that we only derive meaning from the sum of all such information gathered for a period of time and accordingly, we refer to this information as “Aggregate Information”. Aggregate Information includes, but is not limited to, your computer's (i) Internet browser type (e.g., Microsoft Internet Explorer 5.5), (ii) IP address, (iii) resolution settings, (iv) platform type, and (v) originating URLs of referring web pages. We use Aggregate Information to (a) help diagnose problems with our computers, (b) administer our Website and App, (c) share certain generalized demographic information with Individual user or customer applications and our advertising partners about visitors of our Website, and (d) provide our advertising partners with information regarding which visitors saw and clicked on certain advertisements on our Website. Aggregate Information does not contain any personal information of any of our Website visitors.
7. What Are “Cookies”, Web Beacons, and IP Addresses, And How Does the Company Use Them?
Types of Cookies
Performance Cookies. These cookies collect information about how you and other Members and Visitors use our Website and Apps, including which pages visitors go to most often and if they receive error messages from certain pages. These cookies do not collect information that individually identifies a Visitor. All information these cookies collect is aggregated and remains anonymous. It is only used to improve how the Company’s Website and App functions. From time-to-time, MERATIFFIN engages third parties to track and analyze usage and volume of statistical information from visitors to the Company’s Web sites.
Functionality Cookies. Functionality cookies allow the Company’s Web sites and Apps to remember information you have entered or choices you make (such as username, language, or your region) and provide enhanced, more personal features. These cookies also enable you to optimize your use of the Website, Apps, or Services after logging in. These cookies can also remember changes you have made to text size, fonts and other parts of web pages that you can customize.
When you visit the MERATIFFIN App, Web sites, or utilize our Services, the Company collects your Internet Protocol (“IP”) addresses to track and aggregate non-personal information. MERATIFFIN also collects IP addresses from Customers when they log into the Services as part of the Company’s “Identity Confirmation” and “IP Range Restrictions” security features.
8. Data Quality and Security Statement
MERATIFFIN takes reasonable security measures to protect your personal information against unauthorized access, alteration, and disclosure of data. Our electronic security measures are complemented by the physical security of our facilities and limited access to certain critical areas, such as our computer locations. Access and use of personal information is restricted to employees, third parties or agents on a need to know basis only. These individuals are bound by confidentiality obligations with penalties specified for any breach of such obligations, and our management team and its engineers regularly review and update the integrity of this Site and the security of your Information. However, because of the increasing sophistication of computer hackers and others who would seek to invade our computer systems for the purpose of stealing information, damaging our systems or denying our systems' ability to operate effectively to safeguard personal and financial information as intended, we make no guarantees as to the security of personal or financial information in our possession or the impenetrability of our computer systems under unusual circumstances or our computer system's resilience to future sophisticated attacks. MERATIFFIN also, cannot safeguard any data stored on your own personal computer, or any public computer upon which you might elect to access this Site.
9. Public forums, refer a friend, and customer testimonials
MERATIFFIN, or its Customers, may provide bulletin boards, forums, blogs, or chat rooms on the Company’s Web sites or App. Any personal information you choose to submit in such a forum may be read, collected, or used by others who visit these forums, and may be used to send you unsolicited messages. MERATIFFIN is not responsible for the personal information you choose to submit on these forums.
Customers and Visitors may elect to use the Company’s referral program to inform friends about the Company’s Web sites and App. When using the referral program, the Company requests the friend’s name and email address. MERATIFFIN will automatically send the friend a one-time email inviting them to visit the Company’s Web sites or download the App. MERATIFFIN does not store this information.
MERATIFFIN posts a list of Customers and testimonials on the Company’s Web sites that contain information such as Customer names and titles.
10. When Might Information Be Disclosed As A Matter Of Law?
We may disclose nonpublic personal information to unrelated parties in special cases when we have reason to believe that that disclosure is necessary to identify, contact, or bring legal action against a person or persons who may be causing injury to, or interference with, the rights or property of the Company Services (including our Websites and Apps), computer users accessing our Website, or any third party. In addition, we may disclose information about individuals who access our Website to law enforcement agencies, judicial or government authorities, or to other individuals or entities in response to subpoenas, court orders, or other legal processes.
11. Links To / From Other Sites and Apps
The Service, our customer or individual user services or applications may contain links to other Internet websites which we do not operate and, conversely, other Internet websites may contain links to our Website. We are not aware of and are not responsible for the privacy policies, practices, or content of such other external websites. We recommend visitors to read and become familiar with the privacy policies maintained by such other websites.
12. Information of Minors & Children.
We do not target our App or Website or our products or merchandise for sale to children, and our Website does not seek to collect contact information from children under the age of 18. However, should we become aware that a child under the age of 18 has provided us with personal information; MERATIFFIN will take the necessary steps to remove such information and terminate the child’s account.